However, while they may not provide as extensive coverage as a complete bumper-to-bumper factory warranty, vehicle service contracts can still give you comprehensive breakdown protection that doesn’t expire after a certain number of miles. Instead, extended warranties are known as vehicle service contracts (VSCs) within the industry and help provide you and your vehicle with a wide variety of coverage options that can help cover the cost of repairs and breakdowns similar to your factory warranty. This type of coverage, while commonly referred to as an extension of any factory warranty you have, is not actually a warranty by definition. This is especially important to keep in mind if you have recently purchased or are looking to purchase a used car, as anything over five years old most likely doesn’t have any factory coverage anymore, which is where an extended warranty comes in. If you reside in a state or region where emission inspections are necessary, remember that if your car does not pass an emissions test, it will invalidate your emissions warranty.īut, while these types of factory warranty coverage can give you coverage on almost every single component of your vehicle, it’s important to remember they won’t last forever. An emissions warranty will also cover the cost of repairs for any car, truck or SUV that lacks a catalytic converter. Powertrain – A powertrain warranty helps cover issues related to your vehicle’s engine, including if you have a problem with a faulty oil pump or fuel injector.īumper-to-Bumper – As the most expansive type of warranty coverage you can find, a bumper-to-bumper warranty covers everything between your vehicle’s front and rear bumper, including being able to help with dents and scratches.Ĭorrosion – This sort of protection is excellent for residents of regions with a lot of rain or harsh winter weather to help protect against rust and other corrosive issues, such as those found in places that use road salt in the winter.Įmissions – An emissions warranty is a form of coverage that can pay for the cost of repairs to your vehicle’s engine, which is usually after 90 days or 3,000 miles. Some of the most common types of factory warranty coverage your vehicle may have can include: Some automakers may even provide factory coverage for as long as 10 years/100,000 miles as well. This warranty coverage will help cover your vehicle from the cost of certain repairs and issues for a specific amount of time after purchase, most usually lasting somewhere between 3 years/36,000 miles or 5 years/60,000 miles. You may even still have a factory warranty on your vehicle, which your vehicle’s manufacturer provides and comes standard with purchasing any new vehicle from a dealership. In fact, MBIs are only available for vehicles under a year old while also having less than 15,000 miles on them. But, while these insurance policies can provide you with a variety of coverage options for repairs, they can’t cover everything. You may have even invested in some mechanical breakdown insurance (MBI) to help cover the cost of wear and tear kinds of repairs. ![]() ![]() What Are Extended Car Warranties?Īs a driver, you’re most likely aware that having auto insurance to help give your vehicle protection against accidents, theft or damages caused by severe weather is a must-have by law. In fact, you also need to consider annual maintenance expenses, unanticipated repairs, and other issues that can quickly add up if you aren’t prepared.īy purchasing an extended car warranty or a vehicle service contract, especially if you have a used vehicle, you can get peace of mind when it comes to unexpected auto repair bills. From looking up specs such as fuel economy, towing capacity, available safety and more, finding the right vehicle for you and your needs is more than just finding a vehicle in your price range. If you’re looking to buy any new or used car, truck or SUV, there’s plenty to consider.
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